Saturday, September 30, 2006

EmigrantDirect Lowers Its Rate To 5.05%

Last night when I logged into my EmigrantDirect account, the savings rate was still at 5.15%, the same as the past four months. However, when I checked again this morning, the rate dropped to 5.05%, matching the offer from HSBC.

Though the rate is not attractive as it used to be, it's still one of the highest rates out there with low minimum balance requirement. There are other banks offering higher rates, but they all require a minimum balance from $5000 to $25000, which is too high to justify the 20 basis points higher rate.

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