INGDirect Reference Code

INGDirect isn't the leader in online saving interest rates now as it used to be. With current rate at 4.40%, it's not as attractive as other banks such as HSBC and EmigrantDirect. But if you still want to open and INGDirect account, you can use the reference code CK921/gheaeriz to get $25 bonus if you have a minimum deposit of $250.

To open an INGDirect Orange Savings account, go to ingdirect.com and get rewarded.

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EmigrantDirect Lowers Its Rate To 5.05%

Last night when I logged into my EmigrantDirect account, the savings rate was still at 5.15%, the same as the past four months. However, when I checked again this morning, the rate dropped to 5.05%, matching the offer from HSBC.

Though the rate is not attractive as it used to be, it's still one of the highest rates out there with low minimum balance requirement. There are other banks offering higher rates, but they all require a minimum balance from $5000 to $25000, which is too high to justify the 20 basis points higher rate.

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